Most
people ask how is it possible to obtain a discount
from my Building insurance policy.
One of the easiest ways is to
improve security at your home. Always study any
insurance policy carefully, you may find ( particularly
if you have a Contents insurance policy that you you
are required to have a minimum standard of security
anyway.
Depending on where you live in the
country, your insurers may well require a minimum
standard of security to be applied. All good security
at a home always starts with good quality locks on the
doors, including patio and French doors and key
operated window locks on any accessible windows. A
number of insurance companies produce guides that show
the various types of locks available. If you are in
any doubt, you could try your local crime prevention
officer.
Fitting an Alarm to a Building can
also help to secure a discount from your Home
Insurance however, it is questionable the exact sort
to install. The bells only type of alarm are fairly
useless and tend to act as a deterrent only, insurers
will usually consider discount for Central Station
Alarms, with a make known as "Redcare" being
widely accepted as the best. If you have a high sum
insured in respect of your Contents, always check an
alarm specification with your insurers before you
spend any money.
Becoming part of a neighbourhood
watch scheme and fitting security blinds or lights can
also help to secure a discount from your insurers.
