Introduction -Thatched Insurance is one of the harder building insurance polices to place. The majority of companies will have no interest in offering you cover for this type of property. However, that is not to say they are uninsurable, on the contrary, a number of companies specialise in this type of Insurance. As well as the standard perils available under a building insurance policy, you should be able to add cover for your General Contents which may also be extended to include All Risks on such items as Jewellery and Pedal Cycles. Each Thatched Building Insurance proposal will be considered on it�s merits and amongst the usual buildings insurance questions you would expect, underwriters will want to know the following.
The age and construction of the Building, in particular the walls.
What is the Age of the Thatch and what is it�s general condition.
What is the method of heating in the Property?
When were the electrics last inspected?
What is the use of the property (have you purchased it as a Buy to Let.
Is the Building Listed?
Any previous Claims.